The troubled actor filed papers on August 30th -- and according to the docs, has a little over $1.8 mil in assets ... but is in the hole to his creditors to the tune of $1.73 mil.
A large chunk of that debt -- $1,689,704 million -- is owed to various banks, including Union Bank, which apparently holds the mortgage on his home that may be in default.
As for his assets -- $200 cash, $3k in a bank account, $4k in furniture, $200 worth of books, $1,500 in clothes, $500 in watches ... oh and a 2006 Dodge Charger worth $7,000.
Here's the kicker ... Gary says his disposable income is only $321 a month ... claiming his bills ($14,562 a month) eat up just about all of the $14,883 he pulls in on average.
The good news ... the actor says he "anticipates major acting roles" in the future ... which can help pay off his debt.
The end.
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